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Travel Insurance for Pre-Existing Conditions (PED)

Cover that respects your medical history.

In shortA pre-existing disease, or PED, is any condition you were diagnosed with, treated for, or showed symptoms of before the policy began — diabetes, hypertension, asthma, thyroid disorders, cardiac history and so on. Standard overseas travel policies exclude them outright.

The full guide covers

  • What PED cover actually pays
  • Who includes it, from our own rate charts
  • Declaring the condition — the step that decides the claim
  • Age, and why it changes everything
  • Claiming on a PED
  • Choosing a plan with a declared condition