Travel insurance companies in India, compared

We compare 5 Indian travel insurers — Bajaj, Tata AIG, ICICI Lombard, Care and IndusInd — across 1,55,798 single-trip rates. They differ most on two things people rarely check before buying: the age they will still quote, and whether pre-existing disease cover is included.

Read live from 1,55,798 single-trip rates, plus 811 annual multi-trip and 400 student rates. We take no commission and sell nothing.

Indian travel insurers compared on plans, ages, PED cover and starting premium
InsurerPlansAgesPED coverFromMedian
Bajaj25090+ Every plan₹423₹11,471
Tata AIG14090+ Every plan₹445₹11,836
ICICI Lombard2085 Every plan₹772₹10,899
Care409950% · to age 99₹268₹8,718
IndusInd9090 Every plan₹387₹4,987

Median is the middle premium across every rate we hold for that insurer, spanning all ages, regions and trip lengths — useful for comparison, not a quote. A cheaper median does not make an insurer better: it usually reflects a different mix of plans and cover levels.

Bajaj General Insurance

Bajaj has the widest plan range in our comparison and includes pre-existing disease cover on every single-trip rate we hold, at every age band.

38,824 rates · 4 regions · 5180 days

Tata AIG General Insurance

Tata AIG includes pre-existing disease cover on every single-trip rate we hold, and runs a dedicated Senior, Senior Plus and Super Senior range for older travellers.

19,642 rates · 4 regions · 5180 days

ICICI Lombard General Insurance

ICICI Lombard builds a wide grid of ages and trip lengths from just two plans — Secure+ Essential and Secure+ Prime — and from the September 2026 charts includes pre-existing disease cover on every rate we hold.

41,536 rates · 4 regions · 5180 days

Care Health Insurance

Care has the lowest entry premium in our comparison, and its Explore range quotes to a stated 99 years. It is also the only insurer still selling both PED and non-PED variants, so roughly half its rates exclude pre-existing disease cover — worth checking on the specific rate rather than assuming.

43,620 rates · 4 regions · 5180 days

IndusInd General Insurance

IndusInd is the most affordable insurer in our comparison by median premium, with a dedicated Senior Citizen plan. From the September 2026 charts it carries pre-existing disease cover on every rate, to its full age ceiling of 90, and adds a Schengen plan priced in euros.

12,176 rates · 4 regions · 5180 days

See them side by side for your trip

Your age and dates decide which of these actually quote — and at what price.

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