Does IndusInd travel insurance cover pre-existing conditions?

Yes. Every IndusInd single-trip rate in our comparison (12,176 of them) includes pre-existing disease cover, at every age band they quote. Cover is for acute episodes within the plan's limits — read the wording for what is excluded.

What is the maximum age for IndusInd travel insurance?

The oldest band we hold quotes to 90. Above 85 we do not publish a price list, because cover at those ages is underwritten individually rather than from a rate table — Ashutosh arranges those directly.

How much does IndusInd travel insurance cost?

Across 12,176 IndusInd rates the cheapest is ₹387 and the median is ₹4,987. Price depends on age, destination region, trip length and sum insured — the table on this page shows real ranges.

Which countries does IndusInd travel insurance cover?

We hold IndusInd rates for Asia, Schengen (Europe), Worldwide excluding USA & Canada, Worldwide including USA & Canada. A worldwide plan that includes the USA and Canada costs more because medical costs there are higher.

IndusInd General Insurance travel insurance

IndusInd General Insurance appears in our comparison with 9 single-trip plans across 4 regions, covering ages 0 to 90 and trips of 5 to 180 days. Premiums start at ₹387. Every plan includes pre-existing disease cover.

IndusInd is the most affordable insurer in our comparison by median premium, with a dedicated Senior Citizen plan. From the September 2026 charts it carries pre-existing disease cover on every rate, to its full age ceiling of 90, and adds a Schengen plan priced in euros.

Figures on this page are read directly from 12,176 live IndusInd single-trip rates. We do not sell policies and earn no commission from any insurer.

Plans

Ages quoted

0–90

Trip length

5–180 days

From

₹387

Pre-existing disease cover

Included on every IndusInd rate we hold

All 12,176 rates include cover for acute episodes of pre-existing illness, within the plan's limits. That is unusual — it is not true of every insurer in this comparison.

PED cover is set by the insurer, not chosen by you. It is why we show it as a column rather than asking you to filter on it — filtering silently hides plans.

What IndusInd actually costs

Real premium ranges for worldwide cover excluding USA & Canada, by age and trip length. Each cell is the lowest and highest IndusInd premium we hold for that combination.

IndusInd General Insurance travel insurance premium ranges by traveller age and trip length
Age	7 days	15 days	30 days	60 days	90 days
30	₹475–₹752	₹798–₹1,262	₹1,027–₹1,607	₹1,638–₹3,402	₹2,345–₹5,224
45	₹561–₹1,096	₹874–₹1,685	₹1,173–₹2,205	₹1,859–₹4,689	₹2,732–₹7,499
60	₹561–₹1,096	₹874–₹1,685	₹1,173–₹2,205	₹1,859–₹4,689	₹2,732–₹7,499
70	₹756–₹1,764	₹1,347–₹3,248	₹2,058–₹4,743	₹3,351–₹8,817	₹5,481–₹13,166
80	₹1,602–₹2,563	₹2,490–₹3,984	₹4,231–₹6,770	₹7,399–₹11,838	₹10,560–₹16,896

A dash means IndusInd has no rate for that age and trip length in our table. Premiums vary with sum insured and sub-limit as well — run the advisor for your exact dates.

Plans we compare

INDUSIND - GOLD
INDUSIND - PLATINUM
INDUSIND - SILVER
INDUSIND - STANDARD
INDUSIND Asia Silver
INDUSIND Asia Standard
INDUSIND BASIC
INDUSIND STANDARD
INDUSIND Sr Citizen

Regions covered

Asia
Schengen (Europe)
Worldwide excluding USA & Canada
Worldwide including USA & Canada

Sums insured

25000 USD · 30000 USD · 30000 EURO · 50000 USD · 50000 EURO · 100000 USD · 250000 USD · 500000 USD

What this page does not tell you

• We do not publish claim settlement ratios for IndusInd. Figures circulate widely online with no consistent source or date, and we would rather show nothing than a number we cannot stand behind.
• Premiums here are the base rate before GST and before any medical loading the insurer may apply after underwriting.
• Exclusions, waiting periods and sub-limit detail live in the policy wording. Read it, or ask Ashutosh to walk you through the parts that matter for your trip.

Common questions

Does IndusInd travel insurance cover pre-existing conditions?: Yes. Every IndusInd single-trip rate in our comparison (12,176 of them) includes pre-existing disease cover, at every age band they quote. Cover is for acute episodes within the plan's limits — read the wording for what is excluded.
What is the maximum age for IndusInd travel insurance?: The oldest band we hold quotes to 90. Above 85 we do not publish a price list, because cover at those ages is underwritten individually rather than from a rate table — Ashutosh arranges those directly.
How much does IndusInd travel insurance cost?: Across 12,176 IndusInd rates the cheapest is ₹387 and the median is ₹4,987. Price depends on age, destination region, trip length and sum insured — the table on this page shows real ranges.
Which countries does IndusInd travel insurance cover?: We hold IndusInd rates for Asia, Schengen (Europe), Worldwide excluding USA & Canada, Worldwide including USA & Canada. A worldwide plan that includes the USA and Canada costs more because medical costs there are higher.

Compare IndusInd against the other four

Put in your age and dates and see every matching plan side by side, with the PED and sub-limit position on each. Free, no sign-up, and we do not sell you anything.

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