International travel insurance from India
International travel insurance from India covers emergency medical treatment, evacuation and trip disruption while you are abroad. We compare 1,68,230 single-trip rates from five Indian insurers. What you pay is driven by three things — your age, how long you are away, and whether the plan includes the USA and Canada, where medical costs are far higher.
Read live from 1,68,230 single-trip rates, 797 annual multi-trip and 400 student rates. We do not sell policies and take no commission from any insurer.
Where you go decides the price
Same traveller, same trip length — age 35, 15 days — priced across every region we hold.
Worldwide excluding USA & Canada
₹647 – ₹2,768
across 59 plans
Worldwide including USA & Canada
₹936 – ₹4,227
across 59 plans
Schengen (Europe)
₹564 – ₹2,768
across 31 plans
Asia
₹504 – ₹761
across 9 plans
The gap between worldwide-excluding and worldwide-including is not a markup — it reflects what treatment actually costs in the United States and Canada.
Three kinds of cover
Single trip
One journey, 5 to 180 days. 1,68,230 rates.
Annual multi-trip
Unlimited trips in a year, each capped at 30–90 days. 797 rates.
Student
Long stays for study abroad, up to 365 days. 400 rates.
The five insurers compared
| Insurer | Ages | PED cover | From |
|---|---|---|---|
| Bajaj Allianz | 0–90+ | Every plan | ₹423 |
| Tata AIG | 0–90+ | Every plan | ₹445 |
| ICICI Lombard | 0–85 | 54% · to 85 | ₹448 |
| Care | 0–99 | 50% · to 99 | ₹268 |
| IndusInd | 0–90 | 76% · to 70 | ₹387 |
Common questions
- What is international travel insurance?
- Cover that pays for emergency medical treatment, hospitalisation and evacuation while you are outside India, plus trip disruptions like delays, cancellation and lost baggage. Domestic health policies generally do not pay for treatment abroad, which is why a separate policy is needed for overseas travel.
- How much does international travel insurance cost from India?
- Across 1,68,230 rates the cheapest single-trip premium is ₹268. A two-week trip for someone in their thirties is usually a few hundred to a couple of thousand rupees; the same trip at seventy can be ten times that. Destination matters as much as age — plans including the USA and Canada cost noticeably more.
- Is travel insurance mandatory for international travel from India?
- Not universally, but several destinations require it as a visa condition. A Schengen visa needs at least €30,000 of medical cover under EU law. Some other countries require proof of cover on entry. Where it is not required it is still the difference between a manageable bill and an unmanageable one.
- Does international travel insurance cover pre-existing conditions?
- Some plans do and some do not, and it is fixed by the insurer rather than chosen by you. Bajaj Allianz and Tata AIG include it on every single-trip rate we hold. Others include it on part of their range only. Check the PED column before comparing prices.
- What is the maximum age for international travel insurance from India?
- Bajaj Allianz quotes to 90+, Tata AIG quotes to 90+, ICICI Lombard quotes to 85, Care quotes to 99, IndusInd quotes to 90. We publish a price list up to 85; above that, cover is underwritten individually rather than taken from a rate table.
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