Accident & Disability1:20
Personal Accident Cover in Travel Insurance Explained
Protection for serious injury or worse.
In shortPersonal accident cover pays a lump sum if an accident during your trip causes death or permanent disability. Unlike the medical benefit, which reimburses what treatment cost, this is a benefit payment: a fixed amount determined by a schedule, paid regardless of any expense incurred.
The full guide covers
- How the payout is decided
- What counts as an accident
- Exclusions to know about
- How much to carry, and whether you need it
- Making a claim