Baggage & Personal Effects1:22
Lost Checked Baggage: What Travel Insurance Pays
When the airline loses your bag for good.
In shortLoss of checked baggage cover pays out when the airline permanently loses a bag you handed over at check-in. It is not the same as the delay benefit, which pays for essentials while a bag is merely late, and it does not begin until the bag is formally declared lost rather than still being traced.
The full guide covers
- When a bag counts as lost
- The airline pays first
- What you actually get paid
- What to do, in order
- Common reasons a claim fails
- Why the payout is almost always less than you expect