Baggage & Personal Effects1:18

Lost or Stolen Belongings: Travel Insurance Cover Limits

Recovery for stolen or lost valuables.

In shortLoss of personal belongings covers items stolen from you, or lost, while you are travelling — as distinct from checked baggage, which the airline was holding. This is the benefit for a snatched bag on a street in Barcelona or a wallet taken on a train, and it is governed far more by what you can prove than by the size…

The full guide covers

  • Theft, loss and the difference that matters
  • The police report is not optional
  • What is excluded
  • Getting a realistic settlement
  • Where thefts actually happen
  • Distraction techniques and what they mean for a claim