Medical Expenses1:26
Sub-Limit Waiver in Travel Insurance Explained
Get the full claim — no per-item caps.
In shortA sub-limit is a cap inside your cover — a ceiling on one particular head of expense, such as room rent per day, ICU charges, or a specific surgery — that applies regardless of how large your overall sum insured is.
The full guide covers
- How a sub-limit quietly shrinks your cover
- What the waiver actually costs
- Where it matters most
- How to check before you buy
- Sub-limits and pre-existing disease cover together