Medical Expenses1:41

Travel Medical Insurance & Evacuation Cover Explained

Hospital bills & emergency airlifts.

In shortTravel medical insurance pays for hospital treatment you need while you are abroad, and evacuation cover pays to move you somewhere that can actually treat you — or to bring you home. Together they are the reason travel insurance exists at all. Every other benefit on the policy is small money by comparison.

The full guide covers

  • What the medical benefit pays for
  • Evacuation and repatriation, which are three different things
  • How much cover to buy, using real numbers
  • Sub-limits: the number that quietly reduces your cover
  • What is excluded
  • How to use the cover when it matters