Travel insurance for a 60-year-old: Worldwide (excl. USA), 21 days
A 60-year-old travelling worldwide excluding USA & Canada for 21 days has 64 plans available from 5 Indian insurers. Premiums run from ₹874 to ₹7,327, with a median of ₹1,803. 86% include pre-existing disease cover.
Prices read live from our rate table. Base premium before GST. We take no commission.
Cheapest
₹874
Median
₹1,803
Dearest
₹7,327
Plans
64
The cheapest options
Lowest-priced plans for this exact combination. Cheapest is not automatically best — check the sum insured, the sub-limit and the PED column.
| Insurer | Plan | Cover | PED | Premium |
|---|---|---|---|---|
| INDUSIND | INDUSIND - STANDARD | 50000 USD | Yes | ₹874 |
| INDUSIND | INDUSIND - SILVER | 100000 USD | Yes | ₹934 |
| CARE - New Explore | CARE GOLD | 50000 USD | No | ₹1,040 |
| TATA AIG | TATA SILVER | 50000 USD | Yes | ₹1,053 |
| INDUSIND | INDUSIND - GOLD | 250000 USD | Yes | ₹1,085 |
| BAJAJ | BAJAJ ELITE SILVER | 50000 USD | Yes | ₹1,088 |
| CARE - New Explore | CARE GOLD | 50000 USD | Yes | ₹1,134 |
| CARE - New Explore | CARE GOLD | 100000 USD | No | ₹1,192 |
What actually moves the price here
Cover runs from 50000 USD at ₹874 up to 1000000 USD at ₹2,621. Multiplying the sum insured by 20× costs 200% more — which is why the lowest cover is rarely the best value.
The cheapest plan without a sub-limit (₹874) is no dearer than the cheapest with one — at this combination there is no reason to accept per-item caps.
Pre-existing disease cover starts at ₹874 against ₹1,040 without — a ₹166 difference. PED cover is fixed by the insurer, not an add-on you tick.
INDUSIND is cheapest here at ₹874; ICICI LOMBARD's entry price is ₹1,296, 48% higher. Rankings move with age and duration, so the cheapest insurer for this trip is not the cheapest for every trip.
Every insurer that quotes a 60-year-old for this trip
Entry price per insurer. Which of the five appear at all depends on age — the older the traveller, the shorter this list.
| Insurer | Plans | PED | From |
|---|---|---|---|
| INDUSIND | 4 | Yes | ₹874 |
| CARE - New Explore | 18 | Yes | ₹1,040 |
| TATA AIG | 10 | Yes | ₹1,053 |
| BAJAJ | 16 | Yes | ₹1,088 |
| ICICI LOMBARD | 16 | Yes | ₹1,296 |
How the price moves with trip length
A 21-day trip sits at the top of its price band. One more day moves it to ₹1,043, 19% more — so if the plan might slip, buying the longer band up front is cheaper than extending later.
Only the days where the price actually steps up are listed — between two steps the premium is flat.
| Price steps up at | From | Per day |
|---|---|---|
| 5 days | ₹561 | ₹112 |
| 8 days | ₹660 | ₹83 |
| 9 days | ₹684 | ₹76 |
| 15 days | ₹874 | ₹58 |
| 22 days | ₹1,043 | ₹47 |
| 29 days | ₹1,173 | ₹40 |
| 36 days | ₹1,414 | ₹39 |
| 43 days | ₹1,514 | ₹35 |
| 50 days | ₹1,745 | ₹35 |
| 57 days | ₹1,859 | ₹33 |
| 64 days | ₹2,192 | ₹34 |
| 71 days | ₹2,361 | ₹33 |
| 78 days | ₹2,586 | ₹33 |
| 85 days | ₹2,732 | ₹32 |
| 92 days | ₹2,916 | ₹32 |
| 99 days | ₹3,075 | ₹31 |
| 106 days | ₹3,180 | ₹30 |
| 113 days | ₹3,294 | ₹29 |
| 120 days | ₹3,404 | ₹28 |
| 127 days | ₹3,517 | ₹28 |
| 134 days | ₹3,637 | ₹27 |
| 141 days | ₹3,739 | ₹27 |
| 148 days | ₹3,930 | ₹27 |
| 155 days | ₹4,202 | ₹27 |
| 162 days | ₹4,361 | ₹27 |
| 169 days | ₹4,509 | ₹27 |
| 176 days | ₹4,874 | ₹28 |
How the price moves with age
This price holds for ages 51–60. The next band, 61–70, starts at ₹1,347 — 54% more for the identical trip. Age is priced in steps, not smoothly, so a birthday either side of 61 changes the premium more than any other single choice.
0–40
₹791
41–50
₹874
41–55
₹1,053
51–60
₹874
56–60
₹1,053
61–70
₹1,347
71–75
₹2,490
76–80
₹2,490
81–85
₹3,815
86–90
₹7,382
90–200
₹18,541
Worth knowing about Worldwide (excl. USA)
Excluding the USA and Canada is what makes this the cheaper worldwide option. Check the wording covers layovers: a technical stop or a change of planes on US soil is treated differently by different insurers, and a connection through the US can sit outside the policy.
Common questions
- How much is travel insurance for a 60-year-old going worldwide excluding USA & Canada for 21 days?
- Between ₹874 and ₹7,327, with a median of ₹1,803 across 64 plans from 5 insurers. The spread reflects sum insured and whether the plan carries sub-limits, not just the insurer.
- Which insurers cover a 60-year-old for this trip?
- BAJAJ, CARE - New Explore, ICICI LOMBARD, INDUSIND, TATA AIG. Not every insurer quotes at every age — the older the traveller, the fewer will.
- Can a 60-year-old get pre-existing disease cover for this trip?
- Yes — 55 of the 64 plans include it. PED cover is fixed by the insurer, not chosen, so check it per plan rather than assuming.
- What does travel insurance cost per day for this trip?
- About ₹42 a day at the cheapest plan, over 21 days. Per-day cost falls as the trip lengthens — insurers price in day bands, not per night, so the last few days of a band are effectively free.
- Does the premium change much at 60?
- This price holds for ages 51–60. The next band, 61–70, starts at ₹1,347 — 54% more for the identical trip. Age is priced in steps, not smoothly, so a birthday either side of 61 changes the premium more than any other single choice.
- Can I extend a 21-day trip without paying more?
- A 21-day trip sits at the top of its price band. One more day moves it to ₹1,043, 19% more — so if the plan might slip, buying the longer band up front is cheaper than extending later.
- Should I pay more to remove the sub-limit?
- The cheapest plan without a sub-limit (₹874) is no dearer than the cheapest with one — at this combination there is no reason to accept per-item caps.
Compare other combinations
See all 64 plans for your dates
These are the cheapest eight. Run the advisor with your actual travel dates for the full list, with PED and sub-limit on every row.
Compare plans